Our Value Proposition:
We have combined the
Caring Attitude, and
Attention to Detail
of our financial planning and advisory firm personnel with the
Committment to Service, and
of our affiliated CPA firm personnel to create
ONE BADASS FINANCIAL SERVICES FIRM!
We work with small businesses and families and aim to help them sleep better at night. We seek to help people and businesses keep more of what they make.
We aim to help grow, protect and transfer wealth as well as protect current lifestyles.
We aim to help working people retire and we aim to help retired people stay retired.
We aim to help identify your "opportunity corridor". This is a time where you may be able to convert IRA's into tax-free Roth IRA's at lower tax rates, when appropriate.
Roth conversions can potentially also lower your Required Minimum Distributions. These RMD's may cause your social security income to be taxed and may increase your Medicare Part B premiums also.
We specialize in seeking to turn cash piles into cash flows by utilizing a bucket strategy and aim to assist you with Social Security benefits coordination to help potentially maximize durable life-long income.
How you consume money matters. Studies have shown that sophisticated tax bracket management may add up to 6 years of income in retirement when compared to an unsophisticated approach.
Many financial advisors are now adding income tax personnel on their staffs in order accomplish this.
We feel that we are confident in this regard because we provide comprehensive financial advisory services for clients of our affiliated CPA firm where we actually prepare the income tax for those clients.
The combined federal and state income tax rates in California may easily exceed 40% and even 50%. Proficient financial planning must include a thorough understanding of what may well be your single largest expenditure.
We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.
CPA and Firm Principal
There's a lot of confusion around the new Tax Reform and Jobs Act. Luckily, we're here to help. This Ebook will tell you everything you need to know about the biggest tax overhaul in 30 years.