Broker Check

"Predicting rain doesn't count, building an ark does." - Warren Buffett 

Who We Are

Our Value Proposition:

We have combined the

Investment Background,

Caring Attitude, and

Attention to Detail

of our financial planning and advisory firm personnel with the

Tax Acumen,

Commitment to Service, and

Ethical Standards

of our affiliated CPA firm personnel to create


Learn more

What We Do

We aim to help grow, protect and transfer wealth as well as protect current lifestyles.

We aim to help identify your "opportunity corridor".  This is a time where you may be able to convert IRA's into tax-free Roth IRA's at lower tax rates, when appropriate.

Roth conversions can potentially also lower your Required Minimum Distributions.  These RMD's may cause your social security income to be taxed and may increase your Medicare Part B premiums also. 

If converting a Traditional IRA to a Roth IRA, you will owe ordinary income taxes on any previously deducted Traditional IRA contributions and on all earnings. We suggest that you discuss tax issues with a qualified tax advisor.

Learn more

How We Do It

How you consume money matters.  Studies have shown that sophisticated tax bracket management may add up to 6 years of income in retirement when compared to an unsophisticated approach.

Many financial advisors are now adding income tax personnel on their staffs in order accomplish this.

We feel that we are confident in this regard because we provide comprehensive financial advisory services for clients of our affiliated CPA firm where we actually prepare the income tax for those clients.

The combined federal and state income tax rates in California may easily exceed 40% and even 50%. Proficient financial planning must include a thorough understanding of what may well be your single largest expenditure.

Learn more
Client Centered

Client Centered

We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

Learn more

Meet Our Team

Download Our Tax Reform Ebook!

There's a lot of confusion around the new Tax Reform and Jobs Act. Luckily, we're here to help. This Ebook will tell you everything you need to know about the biggest tax overhaul in 30 years.

Have a Question

Thank you! Oops!